10 Things That Save Us Money Every Month (2024)

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Ways To Save Money

When money is tight and your financials are in a crunch you really need to look at where your spending your money in order to determine the best way to save money every month.

Budgeting Tips To Save Money

For example take the last weeks worth of bills and receipts and figure out where you are spending the most money. Are you eating out too much? Are you spending too much on groceries?

See if you can figure out where you can tighten your budget or tighten your spending. Discover the 21 things we stopped buying to save over $1000 a month.

10 Things That Save Us Money Every Month:

A portable oven lunchbox

Call me crazy but I love this one because it’s so simple. This one item saves me hundreds in a given month. I purchased my husband an oven lunch box over two years ago and I love it.

I can send soups, stews and left overs for my husbands lunch. He gets a warm lunch on the road and I am not wasting money on deli meat sandwiches that never get eaten. This thing is awesome. If you work on the road or away from a kitchen I truly suggest this lunch box to everyone.

Shopping Online & Free shipping

I love, love, love Amazon. When you home school, work full time and with all of life’s activities having the option of click and buy, plus free delivery saves so much time and money.

When you use Amazon Prime you save on shipping costs. We save money on school books, clothes and so much more using Amazon.

Plus with Rakuten you can save even more on each and every Amazon order. Try Rakuten and get a $10 bonus as a free gift.

Meal Planning

I am a big fan of meal planning and freezer cooking. Even though life gets busy, you can still have great meals and save money. Our family enjoy the meal plans from MyFreezEasy.

Did you know you could fill the freezer in under and hour with yummy family approved meals.

Related Meal Recipe Posts:

  • Best Instant Pot Recipes
  • Simple, Easy Meals To Make Life Easier

Financial Education

When our lives got turned upside down a few years ago learning how to budget saved us money every month.

Another resource that made a huge difference was this book, I would suggest it to anyone needing money guidance.

Smart Grocery Shopping

Did you know the average family can spend up to $800 a month on groceries? Learn tips on how to cut this amount in half and save money. Learn 5 tips to save you money at the grocery store.

Learn what to give up

Learning to give up items that we really didn’t need saved us HUGE amounts of money. We gave up these 7 items and saved over $750 a month. You can live really well with less.

Learn to be less brand specific

And more sale specific has helped us save money. For example you may love the pre-cut baby carrots but the bag of full size rustic style carrots is way cheaper.

Growing your own vegetables is even cheaper. What I am saying is be open to trying new things, be open for sales and discounts.

Shop your store sales, shop your local dollar store or discount retailer. Be open to shop where the savings is. This will help you save money every month.

Stockpile & Storage

I am a big fan of jars in every shape and size. I love the fact that jars are eco-friendly and reusable. And they are great for storingdry goods, beans, rice and chocolate.

Buy items like hand soap or dish soap and various dry goods in bulk and divide them up or store them for later. Keeping a stockpile saves you money in the long run.

Have coffee will travel

We are big coffee drinkers in our house. So to keep us away from the early morning drive thru we invested in travel coffee mugsand a good coffee maker. This saves us over $10 a day in coffee.

Communication

Open honest communication has been a big money saver. Being open with all members of our family and stating what we can afford and what we can’t has helped us in saving money.

Changing our mind set has also added to our savings. Once you start thinking more frugally you will never look at a price tag or dollar bill the same.

Related Frugal Money Posts:

  • Stop Living Paycheck To Paycheck
  • 75 Budget Friendly Family Activities
  • Secret Must Haves Of A Money Saving Home
  • The Best Dave Ramsey Money Hacks

What Are Your Go To Money Savers?

We all have items that help us get through the day. Items that save us time and money. Most of the time we over look the simplest of solutions.

Think about it the next time you have a minute. What items do you use all the time? What items help you save money? What could you change to help you save money?

Updated May 27, 2021

10 Things That Save Us Money Every Month (6)

10 Things That Save us Huge Amounts Of Money

10 Things That Save Us Money Every Month (2024)

FAQs

What is the best way to save money every month? ›

Make a budget and make saving a necessary expense. Try out different budgeting methods until you find one you can stick to. Cut down on spending. Use budgeting apps to find out where your money is going and look for places where you can cut back.

What is the 10 savings rule? ›

The 10% rule of investing states that you must save 10% of your income in order to maintain a comfortable lifestyle during retirement. This strategy, of course, isn't meant for everyone as it doesn't account for age, needs, lifestyle, and location.

What are the 5 steps to save money? ›

5 simple steps to start saving
  • Set one specific goal. Rather than socking away money into a savings account, set specific goals for your savings. ...
  • Budget for savings. Just because you decide to save doesn't mean it's going to happen. ...
  • Make saving automatic. ...
  • Keep separate accounts. ...
  • Monitor & watch it grow.

How to save $1,000 in 30 days? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

How to save $5000 in 100 days? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

What is the 7 rule for savings? ›

The seven percent savings rule provides a simple yet powerful guideline—save seven percent of your gross income before any taxes or other deductions come out of your paycheck. Saving at this level can help you make continuous progress towards your financial goals through the inevitable ups and downs of life.

What is the 20 rule for money? ›

Budget 20% for savings

In the 50/30/20 rule, the remaining 20% of your after-tax income should go toward your savings, which is used for heftier long-term goals. You can save for things you want or need, and you might use more than one savings account.

What is the 15 savings rule? ›

How about this instead—the 50/15/5 rule? It's our simple guideline for saving and spending: Aim to allocate no more than 50% of take-home pay to essential expenses, save 15% of pretax income for retirement savings, and keep 5% of take-home pay for short-term savings.

How to reduce bills? ›

Here are 10 ways you can lower your bills:
  1. Negotiate your bills.
  2. Switch to a fixed pricing plan.
  3. Downgrade service.
  4. Use efficient appliances.
  5. Rotate services.
  6. Refinance loans.
  7. Use a balance transfer card.
  8. Bundle products.
Mar 17, 2023

What are 3 ways to save money? ›

Here are some tips for getting into a habit of saving.
  • Set goals. Set savings goals that motivate you, like saving up for a house or going on a dream vacation, and give yourself timelines for reaching them.
  • Budget. ...
  • Cut down on spending. ...
  • Automate your saving. ...
  • Pay off debt. ...
  • Earn more.
Jan 11, 2024

How can I save $1000 fast? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What are 6 ways to save? ›

Reducing entertainment and food bills and moving to a less expensive neighborhood if you are paying rent are also ways to cut back on costs. One does not have to live like a pauper, but being sensible about your expenses if probably the biggest step in saving money.

How much to save per month? ›

How much should you save each month? For many people, the 50/30/20 rule is a great way to split up monthly income. This budgeting rule states that you should allocate 50 percent of your monthly income for essentials (such as housing, groceries and gas), 30 percent for wants and 20 percent for savings.

How can I save $1,000 a month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

How to save $10,000 in a year monthly? ›

To reach $10,000 in one year, you'll need to save $833.33 each month. To break it down even further, you'll need to save $192.31 each week or $27.40 every day. These smaller chunks are much more realistic and simple to comprehend, making it easier to track your progress.

How can I save $10,000 in 4 months? ›

over the payment frequency, which in this case will be 10,000÷9. so that means you need to save 1100 and $12. per payment period to save up $10,000 within 4 months. if you wanna get started on your budgeting journey.

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