Life would be a whole lot easier if someone would just Venmo us $1 million, but unfortunately the chance of that happening is, well, probably zero. (Venmo doesn’t allow transactions that large anyway.)
But even though our chances of becoming a millionaire are slim, we can still manage our money like one. No, we’re not going to tell you how to buy hundreds of shares of Apple stock. Or how to pick out the perfect yacht.
These are simple money moves any normal, non-millionaire person can maketoday. Each tip can get you closer to achieving your big goals.
Take a look:
1. You Can Become a Real Estate Investor for as Little as $10
Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.
An investment called the Fundrise Flagship Fund lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. The Flagship Fund does all the heavy lifting.
With an initial investment as low as $10, your money will be invested in the Fund, which already owns more than $1 billion worth of real estate around the country, from apartment complexes to the thriving housing rental market to larger last-mile e-commerce logistics centers.
Want to invest more? Many investors choose to invest $1,000 or more. This is a Fund that can fit any type of investor’s needs. Once invested, you can track your performance from your phone and watch as properties are acquired, improved, and operated. As properties generate cash flow, you could earn money through quarterly dividend payments. And over time, you could earn money off the potential appreciation of the properties.
So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with the Fundrise Flagship Fund.
This is a paid advertisem*nt. Carefully consider the investment objectives, risks, charges and expenses of the Fundrise Flagship Fund before investing. This and other information can be found in theFund’s prospectus. Read them carefully before investing.
2. Stop Overpaying at Amazon
Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
In the last year, this has saved people $800 million.
You can get started in just a few clicks to see if you’re overpaying online.
3. You Don’t Actually Have to Pay Full Price — Ever
Most rich people didn’t get that way by accident. They watch their money like a hawk. You’d be surprised at the lengths even the wealthiest people go to to save a buck — they almost never pay full price.
Good news: The rest of us don’t have to, either. A free site and desktop extension called Rakuten works with just about every online store you shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back.
We talked to Denver resident Colleen Rice, who’s earned more than $526.44 in cash back since she started using Rakuten. For doing nothing. Seriously — she just uses Rakuten for things she already has to buy, like rental cars and flights.
It takes less than a minute to open a Rakuten account and shop like you normally would. You just need an email address.
They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing.
4. Earn Up to a $400 Cash Bonus When You Open and Fund a New Account with U.S. Bank
What if there was an easy way to upgrade your banking life and earn major cash rewards at the same time? Well, guess what? There is.
For a limited time, when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities, you can earn up to $400 with qualifying direct deposits (subject to certain terms or limitations). That’s right, you can get paid to get paid.
All you need to do is complete the following within 90 days of opening your account:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s)
- Earn $200 for deposit(s) totaling $3,000 to $4,999.99
- Earn $400 for deposit(s) totaling $5,000+
Follow these steps, and bam! — up to $400 is yours.
This offer only lasts until April 3rd, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for a checking account.
*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
5. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets
Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?
These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.
We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*
And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks.
It takes just minutes to download the app and open an account.
