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May 16, 2016
- finance
- college advice
- high school advice
Personal and general finance are not topics that most high school or college students know about these days. Only five US states require students to take a semester of personal finance classes, so plenty of students leave home with little to no knowledge of how to make financially sound decisions.
Whether you’re just starting to learn about finance or you’re a discount and budgeting master, here are some basic tips that every student should know about owning your personal finances:
1.Use Apps.While it might sound odd, finance apps are the wave of the future. Most banks utilize Android and iOS apps to make the stresses of finances easy and accessible, while other companies (like Mint) are making it easier to keep track of your money.
2.Set Goals.Goal setting is one of the most important lessons to learn early on, especially when it comesto personal finance. Understanding how much to spend and what to spend on isn’t an easy task, but taking time to map out your fixed costs and variable costs will help a lot.
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3.Simulate Your Budget. These days, there are plenty of online tools that you can use to help you practice budgeting.Budget Challengeis one tool that will give you a basic understanding of real life situations.
4.Make Mistakes Early. Falling flat on your face certainly feels embarrassing, and is rarely the best outcome. But making a mistake here and there can be a great way to learn.
5.Be Open, Ask Questions.Plenty of students out there are still under parental supervision, so it’s more than okay to ask when you don’t understand something. Financial terms and concepts can get sticky very easily, so it’s common to get tripped up by something you don’t quite get.
College is where you’ll spend four years of your life learning, developing critical skill sets, and expanding your social circle. Make an informed choice by talking to current students on ourmentorship platform. Access 60,000+ successfulcollege application essays and advice answersuploaded by college students - plus, they get paid when you view them.
About The Author
Drew Evans
Drew is a content and social media guru. When he’s not working, he loves to photograph, play music, play sports, and travel. He is also weirdly obsessed with Thai food, Girl Scout cookies, and learning new languages (even though he’s not fluent in any). For any editorial ideas, contact info@admitsee.com.
Browse Successful Application Files
elewal
Brown
Accepted to Brown, Cornell, CMU, Wesleyan, William & Mary, Case, Villanova, Binghamton, RPI, WPI
Hi! I'm a junior at Brown University studying Biochemistry and English. I am very interested in accessible healthcare for marginalized populations. I also love poetry!
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tngreen55593
Georgetown
Accepted to Georgetown, UT Austin, Texas Christian, Texas A&M, Richmond, Pepperdine
A hard worker that is living the dream.
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ssen2019
Rice
Accepted to Rice, Rochester, Case, Emory, Hamilton, Pitt, Union, Miami
Experience applying as daughter of first generation US immigrants. Aspiring physician interested in double majoring in Acting and Cognitive Science.
VIEW PROFILE
zadriana
Dartmouth
Accepted to Dartmouth
Curiosity coupled with confusion fuel my desire to make sense of this complex world.
VIEW PROFILE
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