Options
Understand withdrawal options from 55
Read on to learn more about the options for retirement withdrawals, and the amounts you can withdraw.
1
Unconditional withdrawals
You can withdraw anytime from 55. The amount you can withdraw depends on your birth year and the age you are making the withdrawal.
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2
For members who have met the Full Retirement Sum (FRS)
If you have met the FRS, you can withdraw any amount in your Ordinary and Special Accounts (OA and SA). Do consider making that withdrawal in your retirement years.
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3
For property owners
If you own a property in Singapore, with a lease that lasts you up to at least age 95, you can set aside your FRS with a mixture of property (up to half of your FRS) and cash, and withdraw part of your Retirement Account savings.
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