Dog Insurance – The UK’s most trusted pet insurance (2024)

FAQs

Who is the largest pet insurance in the UK? ›

Petplan remains the UK's biggest pet insurer, helping more animals than anyone else.

Pet insurance can cover the costs of treating your pet if they suffer from an illness or are injured in an accident and need treatment from a vet. It could save you from an unexpected – and potentially very high – bill. Depending on what type of cover you have, pet insurance could also help with: Dental care.

The most common ongoing claims are to treat diabetes and skin conditions. Treatment for arthritis in a dog can cost over £2,000; typically, £1,000 to treat diabetes in a cat.

Petplan is the UK's No 1 pet insurer. They offer 3 levels of Covered for Life policy with varying Vet Fee limits and an Essential 12 month policy. They pay 97% of all claims and 90% of claims are paid within 5 working days. Petplan work closly with the veterinary profession and can pay your vet direct.

Breeds of dog that are banned under UK law will almost always be uninsurable. Petplan's policy is that we do not cover dogs that need to be registered under the Dangerous Dogs Act, or pets used for security, guarding, track racing or coursing.

As a general rule, cover less than £5000 is likely to leave you with problems if your dog gets in a serious accident, and £7000 is the minimum most vets would consider to be fairly comprehensive.

In 2020, only 11% of dogs and 22% of cats in the UK were insured. The number of total pet insurance subscribers only increased by 1% from 2019 to 2020. PetPlan is the largest pet insurer in the UK, with 27.3% of the total written premiums.

Pet insurance reimburses you for veterinary expenses, meaning you have to pay them upfront. Pet insurance doesn't cover pre-existing conditions, meaning once your pet is sick, it's too late to sign up. Not all health issues are covered by pet insurance.

Most UK vets accept pet insurance in some form or other. However, you must check with both your vet and your insurance about any exclusions either might have. This is especially important when insuring pets with pre-existing health conditions or older animals whose care tends to cost more.

How much help can we give you? Up to £2,000,000 for each pet for each policy period. We don't pay the first £250 of each claim for damage to property. We don't pay if you have cover under any other insurance policy (such as home insurance) until all the cover under that policy has been used up.

Is lifetime pet insurance worth it? ›

A lifetime policy is best, as this will provide cover towards vets' bills year after year. This can be a great help - especially in cases where a chronic condition develops - which is unfortunately common in senior pets." Robin Hargreaves, Agria's Senior Veterinary Advisor.

How much is pet insurance UK? Dog insurance costs from around £10 a month (£125 a year) for accident and illness cover; prices go up from there for premium plans, higher vet limits, older pets and certain breeds such as bulldogs. Cat insurance costs also start from around £10 a month (£125 a year).

We pride ourselves on our breadth of cover, paying 97% of all the claims we receive and this is why thousands of vets partner with us. We can also pay vets directly.

Premiums increase every year as pets get older and the cost of treating pets increases over time. We pay 97% of all the claims we receive so need to make sure that the cost of policies allows us to meet the cost of claims.

Pet Plan Limited, trading as Petplan, is a London-based pet insurance company. It is a subsidiary of Allianz Insurance plc, part of the Allianz Global Group.

Aon Plc leads the list of the largest insurance companies in the UK, with a worldwide reach spanning more than 120 countries and territories, and a 60,000-strong global workforce. The publicly traded company specialises in commercial insurance and reinsurance products, and insurance-linked securities.

IVC is the largest provider of veterinary services in the UK, with over 1,000 veterinary practices providing small animal, equine and farm animal veterinary services such as surgeries, vaccinations, and microchipping.

The Largest Animal Welfare Charity in the UK. RSPCA - RSPCA - rspca.org.uk.

Aviva is the largest life insurer in the UK, holding a 23% share¹ of the UK market. Our unique position in the market enables us to support our customers, with products spanning Insurance (health & protection), Wealth and Retirement (IWR).