Liquid assets (2024)

PHIL DUDMAN looks at liquid fertilisers and the important role they play in the organic garden.

Liquid assets (1)

Since the first commercial seaweed extract was manufactured for agricultural use 60 years ago, there has been a steady rise in the use of organic liquid fertiliser products in the home garden. Seaweed and fish products are well known, but you can also find liquefied animal manures and blood and bone, liquid compost, as well as products that blend some or all of these, and some that are fortified with mineral nutrients.

Liquid fertilisers offer many benefits. For starters, nutrients must be dissolved in order to be absorbed by plants, so the very form of liquid fertilisers means that the nutrients supplied are taken up quickly, having an almost immediate effect.

Liquid fertilisers also allow you to apply nutrients in a measured and targeted way, which is a great advantage when growing hungry vegies that demand a regular charge of nutrients. In addition, dissolved nutrients can be applied quickly and broadly, using specially designed applicators that can be attached to a hose, or you can apply them as a foliar spray.

Organic liquid fertilisers offer biological benefits too. They increase soil life and microbial activity, which helps to improve the efficiency of nutrient absorption in plants. This all leads to better plant health and greater resistance to pest, disease and environmental stress. Seaweed or fish? Seaweed extract and fish emulsion are the most popular liquid fertilisers used by organic gardeners. Both have their unique benefits.

Seaweed has been reported to promote root development and cell growth and division, increase plant resistance to cold and frost, improve crop yields and fruit set and increase the storage life of fruit after harvest. While seaweed contains a wide range of nutrients, the amount of nitrogen and phosphorous is typically very low. The magic is believed to be in the growth-regulating hormones found in seaweed – auxins, cytokinins and gibberellins – as well as alginates (and other beneficial compounds), which improve the soil. For these reasons, seaweed extract is normally referred to as a plant and soil ‘tonic’ rather than a fertiliser.Fish emulsion on the other hand is more like a conventional liquid fertiliser. It will typically contain a nitrogen, phosphorous, potassium ratio of around 5:2:2 plus a range of micronutrients. When used as a foliar spray, the emulsified fish oils can also be helpful in suppressing mite infestations and managing disease outbreaks.

Liquid seaweed and fish emulsion complement each other beautifully and can be mixed and applied together in order to take advantage of their combined benefits. Some brands combine the two in one product.

How to apply

While one application will show significant results, the way to maximise the benefits of liquid fertilisers is to apply them regularly – at least once per month, but up to weekly for heavy feeders (such as cabbages). This provides a steady supply of ready-touse nutrients. Mix them in a watering can according to the manufacturer’s directions. Don’t be tempted to make them stronger than recommended – more is not better in this case. It’s safe to use liquid fertilisers with solid fertilisers such as blood and bone. If fact, it gives great results. If you are concerned about overdoing the nutrients, mix your liquid product at half the recommended strength. I treat seedlings with an even weaker solution – about one-third of the recommended rate – but apply it once every four days or so to give them a gentle kick-a-long until established.

The ground must be moist when applying liquid products to allow the nutrients to be taken up by the roots. Early morning is ideal. Pour the solution around the root zone and over the foliage (where convenient). One full nine-litre watering can of diluted liquid product will normally cover an area of 2-4m² (check the label).

Buying and storing

There are lots of different liquid fertiliser products on the market. Look out for those that show one of the organic certification logos such as NASAA or BFA. Seaweed extract, fish emulsion and other liquid products will last up to 10 years when stored in a cool place. But if you have them that long, you can’t be gardening enough!

FOLIAR FEEDING

Liquid fertilisers allow you to feed plants via their foliage as well their roots. Foliar feeding is an efficient use of nutrients – you see the results very quickly. To apply, use a regular garden sprayer or an atomiser. Make up a weak brew, following the manufacturer’s directions, then give it a good shake and start spraying. Cover the upper and lower surfaces of leaves. It is best to apply in the cool of early morning. Spray as often as once every 10-14 days or when plants need a boost. Wash produce well after harvest.

by Phil Dudman

By:Organic Gardener

First published: October 2014

Gardening Basics, All Gardens, fertilizers, organic, seaweed fertilizer, fish emulsion, Issue 74 - July/August 2014, How to…
Liquid assets (2024)

FAQs

What are examples of liquid assets? ›

What Are Liquid Assets?
  • Cash. Cash is the ultimate liquid asset. ...
  • Treasury bills and treasury bonds. ...
  • Certificates of deposit. ...
  • Bonds. ...
  • Stocks. ...
  • Exchange traded funds (ETFs). ...
  • Mutual funds. ...
  • Money market funds.

What counts as a liquid asset? ›

Liquid assets refer to cash on hand, cash on bank deposit, and assets that can be quickly and easily converted to cash. The common liquid assets are stock, bonds, certificates of deposit, or shares.

Is a car a liquid asset? ›

In most cases, a car isn't a liquid asset. It may take some time to sell, you may incur costs in converting it to cash, and it probably won't sell for the same amount you put into it. In some cases, it may not sell for even the current market value, especially if you're trying to turn it into cash quickly.

Is a 401k a liquid asset? ›

Stocks and other readily salable securities are considered liquid assets, unless they are restricted by IRA, 401(k) or other similar requirements. IRAs, 401(k) plans and other similarity qualified retirement accounts are not considered to be liquid assets.

Is a Roth IRA a liquid asset? ›

Retirement accounts, such as individual retirement accounts (IRAs) and 401(k)s are not really liquid until you've reached age 59 ½.

Is your home considered a liquid asset? ›

As we already mentioned, real estate isn't considered liquid, so any investment properties you own aren't classified as liquid assets. Selling a property can take a long time, and you might not necessarily get your house's market value back when you sell it – especially if you're trying to do so quickly.

Is a credit card balance a liquid asset? ›

While your credit can increase your liquidity, it is not a liquid asset. Liquid assets are just that: assets. They're worth something and can be sold if you ever need cash for another purpose. A credit card doesn't have intrinsic value.

How do I know my liquid assets? ›

Total liquid assets Total liabilities = Liquid net worth

Also, you have $20,000 in student loans and $2,000 in credit card debt. To find your liquid net worth, you will add up all of your liquid assets, which in this case would be the balance of your checking and savings and the value from your stocks ($23,000).

What asset is not liquid? ›

The most common examples of non-liquid assets are equipment, real estate, vehicles, art, and collectibles. Ownership in non-publicly traded businesses could also be considered non-liquid. With these kinds of assets, the time to cash conversion is difficult to predict.

What is a liquid millionaire? ›

These are “liquid” millionaires, the firm says. Meaning they have “investable wealth which only includes listed company holdings, cash holdings, and debt-free residential property holdings” of at least $1 million or more.

Is life insurance a liquid asset? ›

Any life insurance policy with cash value can be considered a liquid asset, which includes all permanent life insurance policies like final expense and universal life in addition to whole life.

What is the most liquid form of money? ›

Cash on hand is considered the most liquid type of liquid asset since it is cash itself. Cash is legal tender that an individual or company can use to make payments on liability obligations.

Is Social Security a liquid asset? ›

They are assets, even if they are not liquid. And yes, Social Security is a fixed-income asset.

What is the most liquid asset? ›

Cash is the most liquid asset, followed by cash equivalents, which are things like money market accounts, certificates of deposit (CDs), or time deposits.

Is a CD considered a liquid asset? ›

“The main drawback of a CD is that it's an illiquid asset unless you're willing to pay the early withdrawal penalty," said McHugh.

Are credit cards liquid assets? ›

That said, credit cards don't really qualify as a liquid asset as the cardholder is borrowing the money and doesn't hold it as an asset—and asset ownership is a "must-have" to be a liquid asset.

What assets are not liquid? ›

Examples of non-liquid assets.
  • Land and real estate investments.
  • Equipment.
  • Art.
  • Vehicles.
  • Jewelry.
  • Collectibles.

Are CDs considered liquid assets? ›

Liquid assets are assets that are easily and simply converted to cash. Examples of liquid assets include cash, bonds, and CDs. Assets that lack liquidity require time or effort to trade or sell, like real estate or collectibles.

How do you figure out your liquid assets? ›

How to calculate liquid net worth. To calculate liquid net worth, you will need to add up all of your liabilities or your total debt as well as the total value of your assets. You then subtract your debt from your liquid assets. The amount left over is considered your total liquid net worth.

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