Mobile Insurance: Our Pick Of The Best (2024)

FAQs

Is cellphone insurance worth it? ›

If you're not prepared to spend hundreds of dollars to repair or replace your phone at any moment, cell phone insurance can save you time, money, and the headache of being stranded with a broken phone.

When reporting the incident, the insurance company will require you to provide documentation to support your claim. This may include a police report, a copy of the insurance policy, proof of ownership of the phone and proof of the incident. The documentation required may vary depending on the incident and the policy.

Verizon has the best 4G LTE coverage that spans across 70% of the United States. That's 2% more than AT&T and 8% more than T-Mobile. It covers 327 million people in over 2.68 million square miles. Depending on your location, you may even get Verizon 5G cell service.

With an extensive national network, Verizon is the leading wireless provider. It receives top scores for network coverage, speed, and reliability. Verizon's plan and device flexibility, combined with excellent business features, makes it the clear winner in our best overall cell phone provider category.

First, many insurance policies won't cover natural wear and tear that happens over time. Your cell phone insurance policy also isn't likely to cover you if you've made changes to your phone. For example, after-market modifications or DIY repairs may disqualify you from coverage, even if the damage is unrelated.

If you buy a phone through an installment plan, you should carry phone insurance until you've made the last payment. When purchasing an expensive phone, you should consider keeping insurance as long as it has a high resale or trade-in value.

Apart from theft, a mobile insurance plan also covers events of software damages or other hardware issues to these expensive gadgets, in addition to accidental drops, liquid damage, screen damage, and many other scenarios that you might encounter.

Mobile phone insurance is designed to protect your phone against common situations that might happen. There are different levels of cover available, but many will include: Accidental damage - If you accidentally damage your phone, including cracking your screen, your insurer will pay for repairs or to replace it.

The main disadvantages of phone cases is heating problem. At first, you may think that using the case reduces the heat of the phone. But in reality, it seems to be right, but inwardly it is identical. Whether the metal body or the plastic body of the cell phone is in the open air, the temperature is exchanged.

How long does the claim process take? *In the event of a TOTAL LOSS – your handset will be replaced within 48hours. *In the event of DAMAGE to your handset – we undertake to fix and return your handset to you within 5 days. If parts need to be imported, we will discuss this with you as this can cause a delay.

Which banks offer phone insurance? ›

Can you get phone insurance through your bank? Banks such as Barclays, Halifax, Nationwide, Natwest and Bank of Scotland provide us with more than just bank accounts. Most banks offer a variety of different services including business banking, mortgages, and insurance.

Once a claim is approved, your replacement device will be shipped overnight, at no charge where available, for delivery within one to two business days. Claim approvals may take up to several days depending on the type of claim and timely receipt of all needed documentation. Holidays may impact shipping times.