Outdoor Fire Pit Safety Tips | Travelers Insurance (2024)

Outdoor Fire Pit Safety Tips | Travelers Insurance (1)

By Travelers Risk Control

6 minutes

Home Fire Safety Tips

Outdoor Fire Pit Safety Tips | Travelers Insurance (2)

Gathering around an outdoor orbackyardfire pit has become a favorite pastime for many Americans. Whether you’re toasting marshmallows with the kids, entertaining family and friends, or just enjoying the warm comfort, fire pits can build great bonds and memories.

While a crackling fire may bring people together, it could also be dangerous if not handled safely and responsibly. By following good fire pit safety practices, you can help protect your family, guests, yard and home.

Outdoor Fire Pit Options

Backyard fire pits are available in many different styles, shapes and sizes. Some are designed to stay in a fixed location, while others are portable. Some are placed on patios or decks, and others reside in the yard itself. Fire pits can be constructed from brick, stainless steel, metal, rock, cast iron and other solid materials. Essentially, your fire pit and its designated area can be as simple or elaborate as you’d like, or as space and budget allow.

You can also choose from units that use different types of fuel to produce crowd-pleasing flames. The most common fire pits burn wood, charcoal, propane or natural gas.

Each type of fire pit has pros and cons when it comes to heat generation, seating capacity, flame control, cooking ability, cost, energy efficiency and more. One trait they all share is the potential to cause personal injury and property damage. That’s why it’s critical to follow proper safety precautions.

Types of Fire Pit-Related Damage

The reason preventive measures are so important is that fire accidents occurring at home can be devastating. Unintentional residential fires, including outdoor fires, are responsible for nearly 11,000 injuries in the U.S. each year.1

When it comes to your property, damage caused by fire pits can range from a small hole in a chair cushion to a total house fire. Some examples include:

  • A fire pit placed on a small deck could ignite combustible decking material beneath the fire pit or reach the rails and spread to the house’s siding.
  • Overhanging leaves or branches can ignite and jump to other trees.
  • Large flames may ignite nearby structures like a pergola, fence or detached garage.
  • Sparks or embers could fly onto nearby furniture, dry leaves or into combustible landscaping mulch and expose the house or other structures.
  • A guest sitting too close or reaching over the fire with a marshmallow stick may have their clothing catch fire.
  • Smoldering hot ashes left to burn out on their own could be rekindled by a gust of wind and be blown onto combustible items.

Fires can travel and wreak havoc rapidly, often when you least expect it. They’refrequently costlytoo. This scenario illustrates how easily they can get out of control

From Backyard Feature to Fire Hazard

The temperature outside is just right. So you think this is a perfect night to use the fire pit on your deck. Your family gathers in the back yard. Fresh kindling is added to the pit and a fire is lit. A slight breeze in the air starts to pick up, but it doesn’t seem like anything to worry about. Just then your cellphone rings and you go into the house to take the call where there’s less noise.

Soon, you hear a commotion and rush back outside. The wind picked up considerably, fanning flames that eventually reach a nearby hanging plant. The plant and its plastic pot catch fire and the fire spreads to the wooden deck rail and the patio furniture leaning against it. Thankfully you have a fire extinguisher on the deck. You’re able toput out the fireand everyone is safe, which is what matters most. But the episode was stressful for all involved and resulted in thousands of dollars in damage.

How Do You Help Make an Outdoor Fire Pit Safe?

To put safety first, consider how you plan to use your fire pit, along with the size, desired location and fuel source. But that’s not all. You also need to pay attention to any laws, rules or guidelines governing the use of open fires. These include state laws and regulations, local ordinances and permit requirements, and homeowners association rules.

Once you’ve determined that you’re able to move forward with your fire pit, it’s time to put safety practices in place. The following tips can help you avoid danger and damage from your outdoor fire pit:

  1. Fire pits should be placed at least 10 feet away from your home, other structures or anything combustible.
  2. Don’t set up fire pits under string lights or power lines.
  3. Use a fire-proof base for your unit, especially on a wood deck.
  4. Follow no-burn alerts and avoid starting a fire in windy conditions.
  5. Place your fire pit on a stable, even, fire-resistant surface.
  6. Don’t leave a fire unattended.
  7. Watch children and pets closely when using the fire pit. They may be less cautious than adults near a fire.
  8. Make sure everyone sits a safe distance from the fire.
  9. Don’t store matches or lighters where children can access them.
  10. Never use lighter fluid, gasoline or kerosene in a fire pit.
  11. With wood-burning fires, use a metal screen cover to keep sparks contained.
  12. Keep stacked firewood at least 30 feet from your fire pit and house.
  13. Put out wood and charcoal fires or turn off propane and natural gas fires all the way before you leave the backyard.
  14. Keep a fullfire extinguisher, bucket of water or water hose readily available.
  15. For wood-burning units, consider how different types of wood burn, how quickly they ignite and how long they stay lit.
  16. Don’t burn wood-based construction materials (such as pressure-treated woods or plywood). They may contain chemicals that create toxic smoke.

And remember, these practices aren’t only for your own fire pit. When visiting a friend’s or relative’s backyard, keep an eye out for any fire safety concerns to help yourself and others stay out of harm’s way.

Frequently Asked Questions on Fire Pit Safety Rules

Ensuring that your fire pit is both safe and fun for everyone is the most important part of the experience. Beyond the essential safety tips, these answers to common fire pit questions and concerns can help you enjoy your outdoor fire while minimizing potential accidents.

How Far Should a Fire Pit Be from a House?

A minimum 10-foot distance from your house – as well as deck rails, furniture, sheds, trees, or anything else that can catch fire – is recommended. This helps prevent sparks and embers from landing on nearby materials that may ignite and cause damage.

When Is It Safe to Leave a Fire Pit?

It’s not safe to leave a fire burning on its own without supervision. Always ensure the fire is completely extinguished before exiting the area. This means no glowing embers or smoke. Use water or sand to extinguish the fire thoroughly. Then monitor the area to make sure there are no remaining hot spots.

What Can You Burn in a Fire Pit?

You can burn seasoned firewood, manufactured fire logs or charcoal in a fire pit. Avoid using materials like treated wood, leaves, paper or trash – these can release harmful toxins when burned. Leaves, paper and trash may also generate flying embers that could travel greater distances and ignite nearby combustible materials. Always check local regulations, as there may be restrictions on what you’re allowed to burn in your area.

Can You Put a Fire Pit on a Wooden Deck?

Placing a fire pit on a wooden deck can be dangerous due to the risk of heat and embers damaging or igniting the deck. If you want to use a fire pit on a wooden deck, use a fire pit pad or heat shield designed for this purpose. This will help protect the deck’s surface and help ensure safe operation of the outdoor fire.

Can You Have a Fire Pit Under a Covered Patio?

It’s generally not safe to have a fire pit under a covered patio or other enclosed structure. The close proximity of combustible materials and the potential for smoke accumulation can pose a fire hazard and health risk. Consider open-air locations away from structures instead.

Fire Protection Starts with a Plan

Before building or buying a fire pit, or if you already own one, have a plan for providing a safe environment for your family, friends, pets and home. You’ll also want to ensure you’re complying with all state, local and homeowners association (if applicable) laws and requirements.

Additionally, ask your insurance agent whether owning a fire pit affects your homeowners insurance. Your policy may outline specific safety and coverage guidelines for fire pits.

To discover more about protecting your property withhomeowners insurance,contact your local independent agent,get a quoteor speak with a Travelers representative today.

Outdoor Fire Pit Safety Tips | Travelers Insurance (3)

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FAQs

Outdoor Fire Pit Safety Tips | Travelers Insurance? ›

How home insurance coverage is affected depends on the type of fire pit you have. Those detached from the house may need higher other structures coverage limits. A fire pit that's moveable may be considered a personal belonging. In that case you may want to increase your personal property limits.

Do fire pits affect homeowners insurance? ›

How home insurance coverage is affected depends on the type of fire pit you have. Those detached from the house may need higher other structures coverage limits. A fire pit that's moveable may be considered a personal belonging. In that case you may want to increase your personal property limits.

Should an outdoor fire pit be covered? ›

No matter where you live or what type of weather your area experiences, it is recommended that you keep your fire pit covered when not in use.

How do you make an outdoor fire pit safe? ›

  1. Plan Location and Layout. A fire pit should be built at least 15 feet from any structure and close to a water source. ...
  2. Determine the Size. The size of your fire pit will be determined by your metal fire ring. ...
  3. Dig a Hole. ...
  4. Line Hole With Sand. ...
  5. Add Base Row. ...
  6. Place Metal Ring. ...
  7. Insert Bricks Into Fire Pit Floor. ...
  8. Add Pea Gravel.

What are the fire safety tips for homeowners? ›

Stay in the kitchen when frying, grilling or broiling food. Stay in the home while simmering, baking, roasting or boiling food. Keep pets off cooking surfaces and countertops. Keep the stove area clean and clear of things that can catch fire, such as pot holders, towels, curtains, bags, and other appliances.

How much value does a fire pit add to your house? ›

It can return between 80-100% of your investment, depending on whether you use brick, stone, or concrete. We recommend placing a fire pit in a hazard-free location, away from any buildings and especially windy spots. Also, connecting your fire pit to natural gas is a way to add some extra value.

Can you have a fire pit in your backyard? ›

Keep your fire pit away from overhanging branches. A 21-foot clearance is standard for most municipalities. Don't put your fire pit too close to your property line. The minimum distance between the fire and property line varies from county to county, so be sure to check your local guidelines.

How far away should a fire pit be from a house? ›

Guidelines for Placing a Fire Pit Safely Away from a House

All fire pits should be at least 10 to 20 feet away from a house or other structure. This is the recommended minimum distance, but the farther away you install your fire pit, the less likely a fire hazard it will become.

Is a fire pit considered an outdoor fireplace? ›

What is a Fire Pit? In contrast to the formal structure of an outdoor fireplace, a fire pit offers a more informal gathering spot. It is essentially an open bowl or depression where you can build a fire, either wood-burning or gas-fueled.

Can I leave my fire pit outside in winter? ›

Although you may be anxious about leaving your fire pit out on the patio during winter, it is perfectly okay to do so if you plan on using your outdoor living space. However if you're not using it often, here's why you should cover it up.

What is the safest type of fire pit? ›

A gas-powered fire pit can often be safer and easier to use than a wood-burning fire pit. A gas-powered fire pit can often be safer and easier to use than a wood-burning fire pit.

Can I just dig a hole for a fire pit? ›

For many people you can easily dig a hole big enough for a fire pit by hand. As said earlier, all you need is time, a willingness to work, and a good shovel for the job. However, if time does not allow but budget does, you can hire a digger to mechanically do the job for you.

Where is the best place to put a fire pit in your yard? ›

The conversation around fire pit safety begins with its location. Generally, fire pits should be situated a minimum of 10 feet away from nearby structures (including your home and neighbors' fences) as well as surrounding trees and shrubs that could ignite if contact occurs.

What are the 10 fire safety rules? ›

Tips for Fire Safety
  • Install Smoke Alarms.
  • Plan Your Escape From Fire.
  • Keep an Eye on Smokers.
  • Cook Carefully.
  • Give Space Heaters Space.
  • Portable Air Conditioner Safety.
  • Matches and Lighters are Tools Not Toys.
  • Stop, Drop, and Roll.

What is the number 1 fire safety item you should have in your home? ›

Smoke Detectors

Smoke alarms are essential in detecting fires to give you and your family an early warning. Installing the proper number of smoke detectors can make all of the difference in the safety for you and your family.

What is the biggest fire risk in the home? ›

The biggest fire risks in the home
  • deep fat frying with chip pans. Be especially careful when deep-fat frying or cooking with oil because hot oil can easily catch fire. ...
  • distractions – whether it is pets, children, or tv. ...
  • alcohol – drinking alcohol and cooking can be a fatal mix.

How much more is homeowners insurance with a pitbull? ›

Yes, you should expect slightly higher home or renters insurance rates if you have a pit bull. The rate increase is highly dependent on the insurance company and your pit bull's past history. The good news is insurance rates for big dogs are only about 1% more expensive, on average.

Are wildfires typically covered by homeowners insurance? ›

Key takeaways. Homeowners insurance typically covers wildfire damage, but carriers may limit coverage in areas with high wildfire risk. Fair Access to Insurance Requirements (FAIR) plans are state-sponsored insurance options that may help homeowners secure coverage if they live in high-risk areas.

Does fireplace make insurance go up? ›

Having a fireplace in your home can increase insurance costs because they can increase the risk of a house fire. Insurance companies base homeowners insurance rates on several factors which are specific to each home, such as its size, location, market value and many others.

How does house insurance work with a fire? ›

Homeowners insurance typically helps repair the structure of a home damaged by an accidental fire, as well as attached structures, like a garage. If, for example, you leave a pan on the stove and a fire starts in your kitchen, dwelling coverage would help to repair or rebuild your home.

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