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Banker Resource Center
- Banker Resource Center
- Community Reinvestment Act
- CRA Examination Schedule
- CRA Limited Purpose, Strategic Plan, and Wholesale Institutions
- CRA Regional Contacts List
- CRA Sunshine Requirements
- Monthly List of Banks Examined for CRA Compliance
- What is a Performance Evaluation?
- Mortgage Rule Videos
- Pocket Guide For Directors
- Guía De Bolsillo Para Directores
- Cybersecurity Resources
- Predatory Lending Resources
- Temporary Liquidity Guarantee Program
- Monthly Reports
- Fees Assessed
- Transaction Account Guarantee Program
- Chairman's Statement
- Frequently Asked Questions
- TLGP Debt Guarantee Program: Issuer Reported Debt Details
- TLGP Debt Guarantee Program: Disclaimer
- Archive
- Monthly Reports
- Large-Bank Deposit Insurance Determination Modernization (12 C.F.R. § 360.9)
- 12 CFR Part 370 Recordkeeping for Timely Deposit Insurance Determination
- Recordkeeping Requirements for Qualified Financial Contracts (QFCs) - Technical Points
- Technical Assistance Video Program
- Examination Processes and Procedures
- Fair Lending
- Information Technology (IT) and Cybersecurity
- Lessons Learned From Hurricane Katrina
- Emergency Agencies
- Emergency Contact Information
- Federal Regulatory Agencies
- State Regulatory Agencies
- London Interbank Offered Rate (LIBOR) Transition
- Mutual Institutions
- 2023 Joint Mutual Forum
- Agenda
- Logistics
- Speaker List
- External Resources
- 2023 Joint Mutual Forum
- Technical Assistance Video Program
- Third-Party Relationships
- Trust/Fiduciary Activities
The FDIC addresses the problem of predatory lending by taking supervisory action, by encouraging and assisting banks to serve all sectors of their community, and by providing consumers with information to help make informed financial decisions. The following guidance and information should be consulted for additional details about matters discussed in the FDIC's January 22, 2007, Supervisory Policy on Predatory Lending.
- Supervision Information
- Community Reinvestment/Community Affairs Information
- Consumer Information
Supervision
- Interagency Guidance on Nontraditional Mortgage Product Risks, and Addendum to Credit Risk Management Guidance for Home Equity Lending FIL-89-2006, October 5, 2006.
- Home Equity Lending Credit Risk Management Guidance FIL-45-2005, May 24, 2005.
- Overdraft Protection Programs Joint Agency Guidance FIL-11-2005, February 18, 2005.
- Unfair or Deceptive Acts or Practices Under Section 5 of the Federal Trade Commission Act FIL-26-2004, March 11, 2004.
- Expanded Guidance for Evaluationg Subprime Lending Programs FIL-9-2001, January 31, 2001.
- Uniform Retail Credit Classification and Account Management Policy FIL-40-2000, June 29, 2000.
- Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq.
- FTC Rule on Preservation of Consumer Claims and Defenses, 16 C.F.R. § 433.
- Interagency Fair Lending Examination Procedures - PDF 927kb (PDF Help), August 2009.
Community Reinvestment/Community Affairs
- Community Reinvestment Act Statute (12 U.S.C. Part 30), Regulation, (12 C.F.R. Part 345) and Tools.
- CRA Interagency Questions and Answers
- FDIC Community Affairs Program
Consumer Information
- FDIC Consumer Resources
- FDIC Consumer News
- National Center for Consumer and Depositor Assistance
Hours of Operation: 8:00 am - 6:00 pm ET; Monday - Friday 8:00 am - 1:00 pm ET; Saturday
Closed Sunday(Excluding Federal Holidays)Toll Free Number: 1-877-275-3342 (1-877-ASKFDIC) For the Hearing Impaired: Toll Free 1-800-877-8339 - Money Smart - financial education program information.
Last Updated: August 11, 2023
