Send Money Online with Xe International Money Transfer (2024)

FAQs

How long do transfers take with Xe? ›

It's a short process—your recipient should have their money within 1-4 business days. Most transfers are completed within the day.

We're owned by the multibillion-dollar NASDAQ listed company Euronet Worldwide and adhere to regulatory standards in every country we operate in, along with having enterprise-grade security measures in place. We've built our reputation as a secure service on years of trustworthy transfers.

When you initiate a money transfer through Xe, after entering your currency exchange information, you'll be asked who your recipient is. Select “Yes” in response to the question “Are you sending money to your own account?” in order to initiate a self-transfer.

Routine screening. To keep your money safe, we screen all transfers before we send them to your recipient. This process is one of our requirements as a regulated financial service provider. This may mean that your transfer takes longer than initially expected.

In general, your transfer will be completed within 1-4 business days. The reason for this range is because no two transfers are alike, and the details of your transfer—such as how you're paying, where you're sending your money, and the currencies you want to exchange—can all impact the length of your transfer.

Once we've received and cleared your funds, we can then send them on. This will take anywhere between 1-4 working days, and is also subject to the efficiency of your recipient's bank.

Xe charges a small flat fee for amounts below $500. No sending limit. Transfers placed over the phone have no limit, but online transfers are limited to $500,000 per transaction. Custom alerts.

Xe provides low-fee or fee-free money transfers and its exchange rates are better than PayPal's. By using Xe, you can save money and get more for your money. However, if Xe doesn't support the currency or country you want to send to, it's most likely PayPal will have it.

Is Xe better than Western Union? ›

Overall, Xe is typically a better choice when compared side by side to Western Union. Western Union's fees and exchange rates are so varied that you'll often get stung by a hidden fee. On the other hand, Xe adds a smaller mark-up to the exchange rate, plus it has no fees below $500.

Xe offers payments to select countries for cash collection – Remitly has a broader cash collection offer, plus payments to debit cards, mobile money accounts and for home delivery of cash. Xe has international transfer services and currency risk management options for businesses, Remitly is for personal use only.

It's quick and easy to send money from United States with Xe. Sign in to your XE account or sign up for a free account. Initiate a transfer from United States, and enter the currency you'd like to transfer and the amount. Enter your recipient's bank information.

Both XE and TransferWise offer bank-beating mid-market exchange rates and both are well-regulated, secure and customer-oriented, giving banks a good run for their money. While XE and TransferWise are very similar when compared to each other, XE wins quite notably with higher transfer amounts.

Xe.com (Xe) is a Canada-based online foreign exchange tools and services company headquartered in Newmarket, Ontario.

Transfers typically happen quickly. Generally, domestic bank wires are completed in three days, at most. If transfers occur between accounts at the same financial institution, they can take less than 24 hours.