What is a TRW Credit Report and how can I get one? (2024)

Many people are searching the internet for the TRW Credit Report, but above all, how to get it. If you do not know exactly what we are talking about, we also recommend that you stay to find out because it is possible that you need this information and still do not know it.

If you know exactly what this TRW Credit Report is, and what you are doing here is looking for information on how to obtain this data, you can also stay because we are going to tell you anyway.

This is important, especially if, for example, you are considering obtaining a loan for a mortgage or for your children to study at university and need a good credit score. Perhaps you do not have a good one because there is data about you that the banking entities do not yet know.

What exactly is the TRW Credit Report?

TRW Inc was one of the most important institutions in the United States until approximately the 1970s. They had almost 200,000 employees and were specifically dedicated to the whole world of automobiles, aerospace, and, above all, credit reports.

In this sector of their activity, they were dedicated to collecting financial data from many Americans and certifying the repayment of consumer loans and credit cards. However, they began to have economic problems during the seventies, and their activity began to decrease until they finally closed and stopped acting in this financial field.

TRW, therefore, stopped issuing credit reports. The last one he sent dates back to 1996; after that, they disappeared and did not give much information about what would happen from that moment on.

But in 2002, all their data was sold to another company called Experian, and although it was originally from Ireland, it was also based and very active in the United States.

This is the story of how many people basically fell out of the credit databases, and then everything they had achieved in their score up to that point came to a standstill. This has affected the lives of some people who have tried to obtain loans or improve their credit score to study, work, or buy things and have not known how to find this data originating from TRW.

The procedure you must do to get this data.

It is not possible to contact TRW to obtain a report on your credit data. They have not worked for many years and sold all their data to a company, as we told you.

It is possible to get in touch with a new company, Experian, so that they can make you a credit report showing all your economic activity and how it has affected your credit score. This, above all, is in the face of the possibility that you want to obtain a loan.

Although, in theory, it is impossible to get information today about all the activity TRW collected when it was active, Experian has all that data and will include it in your general report: before and after 1996.

And how do you get this credit report from Experian? It is very interesting to know that it is possible to have a free one every year. For this, you have to connect to their official website on the internet and get it. It is also possible to obtain it over the phone and physically get it delivered to your home.

If you have already requested a credit report this year, you can order another by paying a variable amount. If you make this decision, you must read the fine print of what Experian tells you because it could be that you will be charged a monthly supplement for continuing to send you reports by giving your credit card information. If you don’t need a monthly account, you should tell them you’re not interested.

Was your data ever in TRW? Did you know that this is the way to get the information you thought was lost and can improve your score?