Appealing to both young and old, Thailand draws in over a million British tourists everyyear.
Whether it’s party-goers waiting for sunrise at the Ko Phangnan’s Full Moon Party or food-lovers seeking healthy street food at affordable prices, Thailand’s tropical beaches and party towns remain a popular choice forBrits.
Travel Insurance Thailand
Travel insurance is broken down into fourzones:
- UK
- Europe
- Worldwide excluding USA, Canada, Caribbean &Mexico
- Worldwide
For Thailand, you’ll need worldwide excluding USA, Canada, Caribbean and Mexicocover.
When you’re looking for the best travel insurance for Thailand, you’ll want a policy which protects youagainst.
- Having to cancel or cut your tripshort
- Your personal belongings beingstolen
- The airline losing yourluggage
At Admiral, we offer three levels of cover – Admiral, Gold and Platinum – depending on your budget andneeds.
Read the full list of benefits in the policy summarybooklet.
And you can decide if you want cover for just one holiday – Single Trip Insurance – or if you plan on going abroad more than once a year, you may find our Multi Trip Insurance is morecost-effective.
When it comes to activities – and there are loads that’ll tickle your fancy in Thailand – Admiral covers a whole host of adventure sports as standard. Looking for some inspiration? These popular choices are all covered byus:
- Wakeboarding inBangkok
- Surfing inphu*ket
- Ziplining inKrabi
Healthcare in Thailand
While Thailand has some excellent private hospitals, they can be expensive. Public hospitals do not meet the same standards as UK healthcare, and many require paymentupfront.
In case you do need to seek medical treatment, travel insurance is an essential addition to your Thailand holidaychecklist.
If you think of getting around Thailand, there’s a good chance a moped will come to mind – they are ubiquitous with both tourists and locals alike. But if you suffer a ‘Koh Samui tattoo’ – when someone rests their leg calf on the moped’s hot exhaust pipe - you could be forking out thousands of pounds for treatment if you don’t have holiday insurance. Bear in mind you’ll need extra cover if you plan to drive a moped with an engine size above125cc.
Admiral Travel Insurance’s Cost of Getting Ill Abroad revealed you could pay up to £15,000 in medical costs if the wound isn’t treated immediately. Thailand’s humidity can quickly lead to infection, so you could be looking at paying anything between £3,000 and £15,000 for hospital admission and antibiotictreatment.
Zika and denguefever
Mosquitoes in Thailand have been identified as carrying the Zika (ZIKV) and dengue viruses. Both are viral infections, with dengue causing a flu-likeillness.
ZIKV shows no symptoms in most infected people. Holidaymakers are advised to take extra precautions against mosquito bites when in Thailand, particularly between dusk anddawn.
Due to the risk of ZIKV, pregnant women are advised against travelling toThailand.
Prescriptionmedication
If you need to take medication with you to Thailand, make sure you read up on its legality before you pack it. Some over the counter medicines in the UK are considered controlled substances in Thailand. You can read more on the Royal Thai Embassywebsite.
Family travel insurance Thailand
If you’re hitting Thailand’s beautiful beaches or visiting the tranquil temples with your loved ones, take a look at Admiral Family Insurance. A family policy can have a maximum of two adults and up to five children (up to the age of24).
It covers the following family members living at the sameaddress:
- Parents
- Step-parents
- Grandparents
- Aunts anduncles
- Cousins
What if I have a pre-existing condition?
A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for acondition.
You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 03332349913.
Your pre-existing conditions won’t be covered unlessyou’ve:
- Declared them all on yourpolicy
- Received written confirmation that we’ll cover your medicalcondition
- Paid any additional premium infull
Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on yourpolicy.
If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim yousubmit.
For a quote with us, click the green button above.
The MoneyHelper directory
If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medicaldirectory.
If you wish to get in touch with them you can call them on 0800 138 7777 or find them online. (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bankholidays.)
