Personal Finance
Written by Andy Kiersz and Jenny Cheng
2018-07-22T15:02:00Z
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- How much money people have in the bank varies widely from country to country.
- The Organization for Economic Cooperation and Development tracks average household financial wealth across its member countries.
- Average net worth (not including real estate equity) ranges from $4,429 in Turkey to $176,076 in the United States.
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How much money people have in the bank varies widely from country to country.
The Organization for Economic Cooperation and Development (OECD) is a group of 36 countries around the world, including most of the major developed economies, dedicated to promoting "policies that will improve the economic and social well-being of people around the world," according to the OECD's website.
The OECD tracks several economic and social statistics for each of its member countries as part of its Better Life Index program. One of the measures is the average household net financial wealth, or the total value of a household's assets less liabilities, adjusted for the country's cost of living,in each member country (with the exception of Lithuania, which only recently joined the OECD and thus is not included in the most recent report.)
It's worth noting that the OECD statistics do not include real estate or housing wealth, as "such information is currently available for only a small number of OECD countries," according to the OECD.
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Average household wealth varies widely across OECD countries, ranging from a low of $4,429 in Turkey to a high of $176,076 in the United States. Across the entire OECD, the average household wealth was $90,570.
Here's the average household wealth across the OECD countries:
And here's each country's average net financial worth, along with its average household net adjusted disposable income, defined by the OECD as "the amount of money that a household earns, or gains, each year after taxes and transfers," and representing money available for spending.
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United States
Average household financial wealth: $176,076
Average household adjusted net disposable income: $44,049
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Switzerland
Average household financial wealth: $128,415
Average household adjusted net disposable income: $36,378
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Belgium
Average household financial wealth: $104,084
Average household adjusted net disposable income: $29,968
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Japan
Average household financial wealth: $97,595
Average household adjusted net disposable income: $28,641
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Sweden
Average household financial wealth: $90,708
Average household adjusted net disposable income: $30,553
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Netherlands
Average household financial wealth: $90,002
Average household adjusted net disposable income: $28,783
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Canada
Average household financial wealth: $85,758
Average household adjusted net disposable income: $29,850
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United Kingdom
Average household financial wealth: $83,405
Average household adjusted net disposable income: $28,408
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Luxembourg
Average household financial wealth: $74,141
Average household adjusted net disposable income: $41,317
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Denmark
Average household financial wealth: $73,543
Average household adjusted net disposable income: $28,950
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Iceland
Average household financial wealth: $64,398
Average household adjusted net disposable income: $30,453
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Italy
Average household financial wealth: $64,019
Average household adjusted net disposable income: $26,063
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Israel
Average household financial wealth: $61,805
Average household adjusted net disposable income: $24,036
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Austria
Average household financial wealth: $59,574
Average household adjusted net disposable income: $32,544
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France
Average household financial wealth: $59,479
Average household adjusted net disposable income: $31,137
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Australia
Average household financial wealth: $57,462
Average household adjusted net disposable income: $33,417
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Germany
Average household financial wealth: $57,358
Average household adjusted net disposable income: $33,652
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New Zealand
Average household financial wealth: $52,718
Average household adjusted net disposable income: $24,366
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Ireland
Average household financial wealth: $43,493
Average household adjusted net disposable income: $25,439
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Spain
Average household financial wealth: $35,443
Average household adjusted net disposable income: $23,129
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Korea
Average household financial wealth: $33,495
Average household adjusted net disposable income: $21,723
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Portugal
Average household financial wealth: $31,877
Average household adjusted net disposable income: $20,519
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Finland
Average household financial wealth: $27,972
Average household adjusted net disposable income: $29,374
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Czech Republic
Average household financial wealth: $24,258
Average household adjusted net disposable income: $21,103
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Hungary
Average household financial wealth: $23,289
Average household adjusted net disposable income: $16,821
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Chile
Average household financial wealth: $21,409
Average household adjusted net disposable income: $16,588
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Norway
Average household financial wealth: $20,347
Average household adjusted net disposable income: $35,739
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Slovenia
Average household financial wealth: $20,048
Average household adjusted net disposable income: $20,505
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Greece
Average household financial wealth: $18,117
Average household adjusted net disposable income: $17,002
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Latvia
Average household financial wealth: $17,105
Average household adjusted net disposable income: $15,269
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Estonia
Average household financial wealth: $16,967
Average household adjusted net disposable income: $18,665
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Poland
Average household financial wealth: $14,997
Average household adjusted net disposable income: $18,906
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Slovak Republic
Average household financial wealth: $10,846
Average household adjusted net disposable income: $20,265
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Mexico
Average household financial wealth: $4,750
Average household adjusted net disposable income: $13,891
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Turkey
Average household financial wealth: $4,429
Average household adjusted net disposable income: $17,067
Quantitative Editor
Andy is a quantitative editor at Business Insider. He studied mathematics at the University of Chicago and Purdue University.
Former Graphics Intern
Jenny Cheng was a graphics intern for Business Insider. She also does graphic design for FanMail, a geek subscription box for women.
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